Bad Credit Car Loans

Just because you have a bad credit rating doesn’t necessarily mean that you can’t get a car loan. Auto Approve are experts in finding ways to offer Bad Credit Car Loans to people who might have otherwise thought they didn’t have a chance.

Whether it was a small credit default like a missed utility bill or a major bankruptcy, we will do our best to match you with a lender, and support you along the way.

At Auto Approve, we tailor a loan product to your circumstances, giving you that important first step towards re-establishing a decent credit history.

Bankrupt Car Loans

For those who have declared bankruptcy, there are a few criteria that need to be met:

• You need to have been discharged from bankruptcy for at least 12 months
• You don’t have any defaults following bankruptcy
• You’ve been discharged from a Part 9
• There are no defaults following a Part 9 agreement- exceptions apply if it the Part 9 has dropped off your credit file, or if the default was part of the Part 9 agreement.

When the conditions above are met, what vehicles can you buy?

• Standard vehicles which are 9 years old or less
• Commercial vehicles less than 6 years old, and weighing less than 7.5 tonnes
• Vehicles falling within the Glass’s Guide values

If you’re worried about your credit history getting in the way of getting a car loan, Auto Approve can offer you the best advice and tailored packages. Give us a call and find out how we can help.